Experience Has Its Rewards
Toggle Navigation
Home
About Frank Ferrell
Testimonials
Frankly Speaking Blog
Contact
Sellers
Please Price My House !
Improvements That Pay
Curb Appeal List
Curb Appeal eBook
Marketing Mistakes eBook
Reasons homes don't sell
Money-Making Fix-Ups
Kitchens that Sell
For Buyers
9 Steps to Owning
Military-Friendly Real Estate
Your FICO Score
Mortgage Calculators
Inspection Tips
Closing Costs
Homestead Exemption
Investor Tips
Winter Park FL Homes
Clermont Golf Homes
Retirement Communities
Search Homes
Featured Listings
520 Cranes Way
78 Bayou Bend
1629 E. Sandpiper Trail
803 Meiner Blvd
5373 Red Leaf Court
4407 Ethan Lane
538 Orange Drive
10543 Lake Hill Drive
2849 Calico Court
555 S. Gulfstream Avenue
287 W. Lake Faith
15041 Sawgrass Bluff
1180 Via Lugano
1731 Oakhurst Avenue
9040 Lake Hope Drive
2741 Bellewater Place
New Construction Homes
Property Management
Mortgage Calculators
Rates and Payments Research
Monthly Payment
- Calculate your payment and amortization schedule.
Compare Terms
- Compare multiple terms for a given principal and rate. For example, see the difference between a 15 year and a 30 year mortgage.
Compare Rates
- See how changes in your rate affect your payment for a given principal and term.
Mortgage APR
- Find the APR on a fixed rate mortgage.
Balloon Payment
- A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.
Interest Only
- Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Adjustable Rate Mortgages
- Determine monthly payments and the effective interest rate (APR) for an ARM.
Budgeting Decision Tools
Mortgage Qualifier
- Find out if you qualify for a given mortgage and just much you can afford, then create an amortization schedule.
Payment Range
- Plug in a high and low figure for a payment and see how it translates to a mortgage.
Mortgage Payoff
- Save thousands of dollars in interest by increasing your monthly mortgage payment.
Bi-weekly Payments
- Discover how much in interest you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month.
Mortgage Tax Savings
- Estimate the tax savings you'll realize by deducting interest and property tax payments.
Analysis For Renters
Tax Savings for Renters
- Find out how much someone currently renting can save in taxes this year if they decide to purchase a home.
Rent vs. Buy
- Factor in things such as interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, and selling costs to see the real difference in renting versus buying.
Renter Affordability
- Based on your current rent, find out how much of a mortgage you could afford.
Refinancing
Refinance Savings and Break-even
- Should you refinance your mortgage? Use this calculator to determine what your new payment will be, how much you'll save in interest and when you will break even.
Consolidate and Refinance
- Should you consolidate a first and second mortgage into a single mortgage?